How much fixed expense is normal?

Articles and guides

• What are fixed expenses? A complete overview with examples → What exactly counts as a fixed expense? A clear overview of all recurring monthly costs, with examples and the difference from variable expenses.
• Fixed costs by age group: what changes? → How do fixed costs differ by age group in the Netherlands? See CBS data, understand life-stage effects and compare your own share.
• Finding Dutch taxes, benefits and subsidies online → Find the right Dutch government website for taxes, allowances, benefits and subsidies, with direct links and an explanation of each portal.
• Average fixed expenses of a single-person household → How much does a single person in the Netherlands pay in fixed expenses per month? Indicative amounts per category, plus tips to save as a one-person household.
• What percentage of income should go to fixed costs? → How much of your income should go to fixed expenses? A common guideline is max 50 percent. Learn how the 50/30/20 rule works and find your own percentage.
• How much savings should I have? Calculate your buffer → How much savings do you need? The rule of thumb is at least 3 months of expenses, more with an owned home, variable income or children.
• Average fixed expenses per household: what is normal? → How much does an average household spend on fixed expenses each month? Indicative amounts per category, based on Nibud and CBS figures.
• Saving on your fixed expenses: 10 practical tips → Ten concrete tips to save hundreds of euros per year on fixed expenses such as energy, insurance, telecom and subscriptions - without giving up comfort.
• Monthly going-out expenses: calculate and set a budget → Calculate monthly spending on restaurants, nightlife and activities, set a realistic leisure budget and save without cutting everything.