Understand your fixed expenses.
Sorted.

Calculate your income, fixed expenses and what you have left each month in seconds. 100% free, instant results - no account needed.

Start now → Prefer step by step? Use the wizard

Free and anonymous. You only create an account when you want to save your results.

The comparison figures come from Nibud and Statistics Netherlands (CBS), the Dutch sources for household spending. VasteLast is made for everyone living in the Netherlands who wants to know where the money goes each month: students, families and retirees alike. New to the topic? Start with what fixed expenses are.

Income € 3.200
Expenses € 2.450
Left / short € 750

Expenses per category

€ 2.450Total
  • 🏠 Housing € 900
  • ⚡ Energy € 210
  • 🏥 Health insurance € 310
  • 🚆 Transport € 250
  • 📦 Other € 780

Income

Total income € 0,00

Expenses

Pick your providers per category →

Total expenses € 0,00

Handy calculators

Can I afford this?

Check for free whether a purchase, car or subscription fits your monthly budget. Enter your income and fixed costs and see what you have left each month.

Emergency buffer calculator

Calculate how much savings you need as a buffer for unexpected costs, such as a broken washing machine or a car repair. Free and no account needed.

What do my subscriptions cost?

Add up all your subscriptions and see what you spend per month and per year on streaming, gym, phone and more.

Discover hidden spending

Discover how much you spend without noticing on coffee, food delivery, snacks and other small expenses per month.

Grocery budget calculator

Calculate the average grocery budget for your household and compare it with what you spend now.

Calculate water costs

Calculate what water costs per month, per cubic metre and per litre for your household. Based on average use (Nibud) and the 2026 rates of all Dutch water companies.

Guides to fixed expenses and monthly household costs

Calculate costs by category, compare contracts and find practical ways to improve your monthly budget. Start with the complete overview or choose a topic.

View all articles →
What are fixed expenses? A complete overview with examples What exactly counts as a fixed expense? A clear overview of all recurring monthly costs, with examples and the difference from variable expenses.

Why VasteLast?

Fast & simple

Insight into your finances within 1 minute.

100% free

No hidden costs. Always free to use.

For everyone

Whether you're a student, have a family or are retired.

Clear overview

Clean charts and comparisons with the Dutch average.

No account needed, no hassle. Just get started.

Start now →